Will a satisfied ccj affect my credit
- how long is ccj on credit file
- how long ccj stay on credit file
- how long ccj on credit report
- how long ccj on credit record
How long does a ccj stay on your credit file once paid...
How long does a CCJ last on my credit file?
An outstanding CCJ will negatively impact your credit score.
How to remove ccj after payment
Find out how long a CCJ lasts on your credit report and what you can do to remove it.
What is a County Court Judgement?
A County Court Judgement (CCJ) is a court order issued in England, Wales and Northern Ireland. The Scottish equivalent of a CCJ is known as a decree.
You may receive a CCJ if you’ve failed to make repayments to a creditor.
Getting a CCJ should not come as a surprise as you will have received letters from the lender about the outstanding debt. Often, creditors will only go to court to request a CCJ if they’ve continually had no feedback from you regarding repayments.
A CCJ will be issued by post and will contain the following information:
- The amount you owe
- How to repay the owed amount (in full or in instalments)
- Payment deadline
- Who to pay
This judgement will be marked on your credit report for six years and could heavily impact your chances of getting credit such as a mortgage or loan.
How long does a CCJ stay on your credit file?
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- how long does ccjs stay on credit file
- how long does a ccj remain on credit file